body
 {
 background-color: #ffffff;
 font-family: Verdana, Arial, Helvetica, sans-serif;
 font-size: 12px;
}

a:link
 {
 color: #003D80;
 text-decoration: none;
}

a:visited
 {
 color: #003D80;
 text-decoration: none;
}

a:hover
 {
 color: #003D80;
 text-decoration: underline;
}

a:active
 {
 color: #003D80;
 text-decoration: underline;
}

a.right:link {color: #ffffff; text-decoration: none;}
a.right:visited {color: #ffffff; text-decoration: none;}
a.right:hover {color: #ffffff; text-decoration: underline;}
a.right:active {color: #ffffff; text-decoration: underline;}

h1
 {
 color: #000000;
 font-family: Verdana, Arial, Helvetica, sans-serif;
 font-size: 24px;
 font-weight: normal;
 line-height: 150%;
}

p,td,textarea
 {
 color: #000000;
 font-family: Verdana, Arial, Helvetica, sans-serif;
 font-size: 12px;
 line-height: 150%;
}

.copyright
 {
 color: #000000;
 font-family: Verdana, Arial, Helvetica, sans-serif;
 font-size: 10px;
 padding: 40px 0px;
}

img
 {
 border: none;
}

.padding1
 {
 width: 762px;
 padding: 20px;
}

.padding2
 {
 width: 380px;
 padding: 20px;
}

.padding3
 {
 width: 2px;
 padding: 20px 0px;
}

.rightdark
 {
 background-image: url('darkgray.gif');
 padding: 15px 20px 10px 15px;
 color: #cccccc;
 font-weight: bold;
}

.quote
 {
 background-image: url('lightgray.gif');
 padding: 15px 20px 0px 15px;
 color: #333333;
 font-weight: bold;
 height: 299px;
 font-size: 14px;
}

.testimonial1
 {
 background-image: url('lightgray.gif');
 padding: 0px 15px 0px 15px;
 color: #333333;
 font-weight: bold;
 font-size: 14px;
}

.formtitle
 {
 padding: 6px 4px 6px 0px;
 text-align: right;
}

#first {
background:#ffffff url('first.jpg') top center no-repeat;
text-align:center;
margin:0px 0px;
}

#second {
background:#ffffff url('second.jpg') top center no-repeat;
text-align:center;
margin:0px 0px;
}